Running balance
Every purchase and payment updates the balance on the same account line.
Rs 910 → Rs 410
Balance lines
What Kirana Credit keeps for a shop.
Neighbourhood grocers in Lucknow and Patna give credit to regular households. We record each account, each purchase and each payment, so the shopkeeper and the household read the same balance.
Slip copy
A printed or read-out slip shows the household its balance at each visit.
Read back and signed
Overdue flag
An account overdue past the agreed date is flagged for the shopkeeper.
14 days past due